Springboard Nonprofit Consumer

About the Organization

Organization category

Other

Country / State

United States / California

Mission

We empower individuals and communities to achieve a brighter financial future through trusted counseling and education, turning goals into action.

Programs or services

Credit.org provides nonprofit financial counseling, housing counseling, financial education, and community-based financial wellness programs. Services include credit and debt counseling, debt management planning, first-time homebuyer education and counseling, foreclosure prevention, rental counseling, reverse mortgage counseling, bankruptcy counseling and education, credit report reviews, budgeting and money management education, financial literacy workshops, and workforce/community financial wellness initiatives. We also partner with community organizations, financial institutions, employers, and public agencies to expand access to financial education and counseling.

Detailed programs

Credit.org provides nonprofit financial counseling, housing counseling, financial education, and financial wellness programs designed to help individuals and families achieve greater financial stability. Programs include credit and debt counseling, debt management planning, credit report reviews, budgeting and money management education, first-time homebuyer counseling and education, foreclosure prevention, rental counseling, reverse mortgage counseling, bankruptcy counseling and debtor education, and community financial education workshops. Credit.org also offers targeted initiatives such as FIT Academy and partners with financial institutions, nonprofits, government agencies, employers, and community organizations to expand access to trusted financial education and counseling.

Target Audience

Credit.org serves individuals and families seeking greater financial stability and housing security, with an emphasis on low- to moderate-income and financially underserved communities. Populations served include first-time homebuyers, renters, homeowners at risk of foreclosure, individuals experiencing debt or credit challenges, older adults, veterans and military families, individuals rebuilding after financial hardship, and communities facing barriers to mainstream financial services. Services are available to consumers nationwide, with targeted community-based programs in the markets we serve.

Geographic Focus

United States

Current projects

Current initiatives focus on expanding access to financial education, housing stability, and individualized financial counseling for underserved communities. Priorities include expanding FIT Academy and community-based financial education; strengthening rental and foreclosure-prevention counseling; supporting first-time homebuyers; increasing outreach to low- and moderate-income households, veterans, military families, older adults, and individuals experiencing housing or financial instability; improving digital access to counseling and education; and developing partnerships that connect consumers with trusted financial resources before financial challenges become crises.

Organization goals

Credit.org’s goal is to expand equitable access to trusted financial counseling and education that helps individuals and families build financial stability, maintain safe and sustainable housing, reduce debt, strengthen credit, and achieve long-term financial goals. We seek to reach consumers earlier in their financial journey, before challenges become crises; increase services in underserved communities; strengthen partnerships with community and financial institutions; leverage technology to improve access and outcomes; and continue developing measurable, scalable programs that improve financial and housing stability nationwide.

Leadership

Cynthia Williams, President & CEO, provides executive leadership and strategic oversight. Michelle Taylor, Senior Vice President of Business Operations, oversees organizational operations and service delivery. Melinda Opperman, Chief External Affairs Officer, leads community, industry, and strategic partnerships. Claudio Espino, Manager of Counseling, Programs & Outreach, supports counseling programs, financial education, and community outreach. Kim Peralta, Housing Manager, oversees housing counseling services. Brenda Garcia, Manager of Grant Administration, supports grant administration, program funding, and compliance. Credit.org’s leadership team also includes experienced professionals overseeing technology, data infrastructure, compliance, finance, and organizational administration.

Funding Needs

Grant categories you're seeking

Aging and Seniors, Capital Funding, Community and Economic Development, Community Services, Education, Faith Based, Financial Assistance, Homeless, Housing, Operating Support, Veterans and Military

Funding needs

Credit.org seeks grant and philanthropic support for program expansion, financial education, housing counseling, technology and digital access, community outreach, curriculum development, staffing, program evaluation, marketing and awareness, and general operating support. Funding is also needed to increase counseling capacity, reach underserved populations, develop new community partnerships, enhance financial wellness resources, support first-time homebuyers and renters, prevent foreclosure and housing instability, and provide free or low-cost financial education and counseling to individuals and families who may otherwise lack access to these services.

Website & Social Media